FAQ: How Do I Conquer My Money Fears?
I have been there, and I revisit these fears on occasion–probably even more often than I care to admit. I still have student loan debt that I hope to pay off before I retire. I haven’t found health insurance that is worth the exorbitant costs, and I only recently paid off an emergency room bill from when I had catastrophic health insurance that didn’t cover a major head injury. It’s not ideal in many ways. I live modestly on a tight budget. My partner and I cook our own meals, don’t have television, don’t subscribe to the latest fashion trends, and use our gadgets until they are ineffective. Yet I still live relatively well.
One of the best things I did for myself in this area was to transform my relationship with money. I continue to work on this daily, reading books, such as:
- Secrets of the Millionaire Mind, by T. Harv Eker
- Money is My Friend, by Phil Laut and Jeffrey Coombs
- Financial Peace and Total Money Makeover, by Dave Ramsey
- Think and Grow Rich, by Napoleon Hill (now in the public domain and free on your Kindle)
- Accounting for the Numberphobic, by Dawn Fotopulos
The more I’ve learned to let money and numbers be simple ways to tell me where I might be heading (like a map), instead of saviors or enemies, the more I’ve been attracting what I need–in divine time. My mantra is often, “I don’t know how it’s going to work out, but it will.” Then, I get back in action, taking care of my responsibilities, and it does indeed work out each time.
Nance L. Schick, Esq. is an attorney, arbitrator, and mediator based in New York City. She is the founder of The Law Studio of Nance L. Schick. Her holistic, integrative approach draws from her experience as a human resources supervisor, as well as her legal and EEOC training. She is creator of the Third Ear Conflict Resolution process, author of DIY Conflict Resolution: Seven Choices and Five Actions of a Master, and an award-winning entrepreneur, who has been acknowledged by the New York Economic Development Corporation/B-Labs (Best for NYC 2015 finalist), U.S. Chamber of Commerce (2015 Blue Ribbon Small Business), Enterprising Women Magazine (Honorable Mention, 2014 Woman of the Year awards), and Urban Rebound NY/Count Me In (2013 Pitch Competition finalist). Most recently, she attained her certificate in Ethno-Religious Conflict Mediation and now serves as the Main ICERM Representative to the United Nations.